My Travel Resolution.
discover hidden myths, taste diverse food and sleep below a sky full of shooting stars and galaxies every night
Irrespective of how one commutes, purchasing a comprehensive travel insurance policy is certainly a necessity and the plan should ideally change with every scheduled trip. Most people associate travel insurance if they are flying to reach a destination or taking a cruise. It is a rarity to discuss these while planning a road trip.

That being said, there is always a chance that you will not need a flight to reach your destination, but just a happy road trip with your family. In such a scenario, you should be adequately covered with a road trip travel insurance. Following are some of the reasons why you need the same while planning your road trip:

travel insurance road trips

1. Delays in your trip


Once on the road, there could be many reasons causing probable delays and aberrations to your otherwise carefully planned road trip itinerary. Abrupt diversions and long-standing jams can result in issues, especially if you’ve pre-booked a vacation package that is non-refundable.

Further, should you plan a trip to a remote area, there is a chance that travelling (to and back) might become cumbersome.

In such cases, a road trip travel insurance can come to your aid by recompensing unforeseen expenditure.

2. Trip cancellation


For all the meticulous planning that went to it, you might need to cancel your trip at the eleventh hour. Therefore, it makes sense to have a formidable road trip travel insurance cover, particularly if your trip has certain non-refundable, pre-paid components to it.

Should your policy attach trip cancellation benefits, you’d be recompensed completely in the event of any last-minute cancellation or postponement. While most policies would have an in-built cancellation provision, you should do what you need to – read the policy document carefully in order to know all possible inclusions and exclusions.

3. Vehicle breakdown


You’re with your family, singing along to a happy tune in your car when it suddenly breaks down. You are in the middle of nowhere – with no garage or repairs centre in sight – and your car just refuses to start.

Now this is what nightmares are made of! However, if you’ve had the good sense of purchasing a road trip insurance from a reliable insurer, you’d be able to rest assured knowing that you’d get 24x7 Roadside Assistance - no matter which part of the country you’re stuck in.

4. Medical emergencies and accidental hospitalization


Before you travel, one of the first things you might want to check on is whether your travel insurance policy covers inter-state medical emergencies. While on a road trip, you could be faced with a number of medical issues – be it an instance of food poisoning or sustaining severe injuries resulting from an accident. This is where a road trip travel insurance with a medical emergency stipulation assumes significance.

5. Loss of personal belongings and valuables


Stranded in an unknown area that is off city limits, with no cash to fall back on, is never an ideal situation to be in. But a road trip travel insurance purchased at the right time can safeguard against this risk. Moreover, you can block your debit/credit cards by a single phone call and prevent any misuse or fraud.

In conclusion, a road trip is fun, and should remain that way. After a long hard week at work, you have surely earned the right to take some time off and soak in the sun (and breeze) with your loved ones. What better way than a road trip over the weekend to revitalize your mind and get back in fighting spirit for another gruelling Monday!

A road trip cover from Bajaj Finserv under its Pocket Insurance category is your best shot at securing your weekend getaway by road. With this plan, you can get coverage up to Rs.3 lakh, starting at an affordable premium of just Rs.599 only.

With 24x7 roadside assistance across 700 locations in India, coverage of Rs.1 lakh from emergency hotel and travel bills, and round-the-clock card blocking service; you can now finally put your feet on the accelerator and get a little mud on the tyres, without breaking any sweat.
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  • Wednesday, September 25, 2019
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